it is seldom out of the consciousness of the bony men and women. So they cling to their twenty-dollar-a-week clerkships for years because they are afraid to tackle anything entailing risk. Pays His Bills "I had rather trust a bony man than any other kind," is what the credit experts have told us. "Other things being equal, he is the most reliable type in money matters, and pays his bills more promptly." The bony man is one who seldom approaches the credit man, however. He usually has enough to get the few things he really wants and if not he waits till he has. Extremely bony husbands give their wives smaller allowances in proportion to their total income than any other type, and because they
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